📜 Terms of Service

Last Updated: February 16, 2026

Plain-English Summary

1. Introduction

These Terms of Service ("Terms") govern your use of the HabitLoop mobile application ("HabitLoop", "App"), operated by ZyoraHub ("we", "us", "our").

By downloading, installing, or using HabitLoop, you agree to these Terms.

If you do not agree, do not use the App.

2. Eligibility & Age Requirement

HabitLoop is intended for users 13 years and older.

Children under 13 may not use the App.

Users aged 13–17 must have parental or guardian permission.

Accounts found to belong to children under 13 will be deleted.

3. Account Responsibilities

You agree to:

You are responsible for all activity under your account.

4. Acceptable Use

You may not:

We may suspend or terminate accounts that violate these Terms.

5. Intellectual Property

All App content, branding, design, software, and features are owned by ZyoraHub and protected under international intellectual property laws.

You retain ownership of your personal habit data.

6. Subscriptions & Billing

HabitLoop offers:

Auto-Renewal

Subscriptions automatically renew unless canceled at least 24 hours before renewal.

Your app store account will be charged for renewal.

Pricing, billing frequency, and renewal terms are clearly shown before purchase.

7. Cancellation

You may cancel anytime:

Android

Play Store → Profile → Payments & Subscriptions → Subscriptions → HabitLoop → Cancel

iOS

Settings → Apple ID → Subscriptions → HabitLoop → Cancel

Cancellation takes effect at the end of your billing period.

8. Refund Policy

All payments are processed by Google Play or Apple App Store.

Refunds are subject to store policies.

If you believe you qualify for a refund:

Refund approval is subject to store terms.

9. EU/UK Digital Withdrawal Rights

If you are located in the EU or UK:

You have a 14-day withdrawal right unless you:

  • Request immediate access to premium content, and
  • Acknowledge waiver of withdrawal rights before activation.

By activating premium features immediately after purchase, you confirm this waiver.

10. Privacy

Use of HabitLoop is also governed by our Privacy Policy.

11. Limitation of Liability

To the maximum extent permitted by law:

ZyoraHub shall not be liable for indirect, incidental, or consequential damages.

Total liability shall not exceed:

Nothing limits rights that cannot legally be excluded under consumer protection law.

12. Indemnification

You agree to indemnify ZyoraHub from claims arising from:

13. Termination

We may suspend or terminate access for violations.

You may delete your account at any time in-app.

Certain provisions survive termination.

14. Governing Law & Consumer Rights

United States Users

Disputes shall be resolved via binding arbitration under AAA rules.

Class-action waiver applies.

EU, UK, Canada, Australia Users

Nothing in these Terms limits mandatory consumer rights in your jurisdiction.

You may pursue remedies in local courts as required by law.

15. Severability

If any provision is unenforceable, the remainder remains valid.

16. Entire Agreement

These Terms represent the entire agreement between you and ZyoraHub.

17. Contact

Email: support@zyorahub.com

Company: ZyoraHub

Product: HabitLoop